For expats in Switzerland

Can you buy property in Switzerland — and what can you afford?

Two questions every expat asks, answered in one free check: your Lex Koller eligibility and your realistic budget under Swiss mortgage rules.

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How it works

  1. 1

    Answer a few questions

    Your residency permit, your plan, your income and savings.

  2. 2

    See your instant result

    Your Lex Koller eligibility and your affordable price range under the 33% rule.

  3. 3

    Get the full picture

    Unlock a detailed breakdown and, if you want, an intro to an expat-focused mortgage or real-estate partner.

Step 1 of 7

What are you looking to do?

Lex Koller, explained for expats

Switzerland restricts the purchase of residential property by people abroad under the "Lex Koller" law. Your rights depend on your permit: Swiss citizens and C-permit holders buy freely; resident B-permit holders can usually buy their primary home; cross-border commuters and non-residents face conditions, authorization requirements and cantonal quotas.

This tool gives an indicative orientation, not legal advice. Rules and figures must be confirmed with a qualified advisor before you commit.